I am a student. I have a valid European Health Insurance Card (EHIC) issued by my home country. Do I need to take out health insurance in my host EU country?

NO – Students going abroad to study temporarily can use the EHIC issued to them by their home country. So, you don’t need to take out health insurance in the country where you are studying. However, you will need to take out health insurance in the country where you are studying if you:

  • Become permanently resident in the country where you’re studying;
  • Start working in the country where you are studying.

In the above cases your EHIC issued from Malta must be returned.

This page was last updated on: July 9, 2026 7:34 am